‘Tis the season for joy and celebrations, and time to be generous and giving. And, there are those who will play it far from safe with their holiday shopping this Christmas.
Just for fun, we gathered a list of crazy splurges, and some unnecessarily expensive holiday/birthday or just-because gifts:
World’s Most Luxurious Christmas Crackers
This is unlike any Christmas cracker you’ve ever seen – customizable $6.29 million set, with a slew of goodies ranging from “little” treats like a limited edition Graf Von Faber-Castell pen ($8,074) and 18K white gold “Diamants Légers” Cartier necklace set with 20 diamonds ($23,103) to grand prizes such as keys to an Aston Martin Vanquish Coupe ($236,002) and a Sunseeker Predator 84 yacht valued at $4.6M.
(Photo credit: VeryFirstTo)
There’s expensive lingerie, and then there’s need-to-be-kept-in-a-safe expensive lingerie. Victoria’s Secret presents a new bejeweled brassiere worth multiple millions at the Victoria’s Secret Fashion Show each year. For instance, The Bright Night Fantasy Bra, worth $3 million, showcased at 2016 Victoria Secret Show. All the stones have been set by hand, and it took 500 hours to complete the bra. Or, would you rather go for $15 million diamond and ruby sparkle undies set?
Probably the most expensive sunglasses in the world, this stunning pair designed by Dolce & Gabbana features a gold frame that provides the bling and brown tinted glasses – at $383,609.
A woman can never have enough shoes, so you would do no wrong by buying this hyper-expensive pair by Christopher Michael Shellis for your lady. Crafted out of solid gold and studded with 2,200 brilliant-cut diamonds worth 30 carats, this pair is literally jewelry for her feet – for $228,000.
While it’s not wise to compromise on shaving, how would you feel about spending $100,000 for a razor? The most expensive and luxurious razor in the world, the special edition Zafirro razor (limited to only 99 pieces), promises the closest shave. Instead of the usual stainless steel blades, it features artificial sapphire, and is 1/10,000th the width of a hair, medical grade stainless steel cartridge and iridium handle.
The Most Expensive Gingerbread House
A gingerbread house that will spice up any holiday party – for $77,910.
(Photo credit: VeryFirstTo)
This is a signature creation of a world-renowned pastry chef Georgia Green, owner of Georgia’s Cakes in London. She uses exclusively the finest ingredients, such as organic ginger, Ceylon Cinnamon, Duchy organic eggs and Suma raw cane sugar to produce this heavenly dessert. And, as is the case with many luxurious edible goods, the final touch is real jewels. So this delectable marvel has 150 AAAA grade South Sea Pearls, and a 5-carat unheated Mozambique Ruby set within the icing.
The Bat Golf Cart
Extravagant and expensive often go hand in hand, so here’s a gift that’s both – a Gotham’s finest personalized, heavily armored and extremely badass golf cart that has six tires and can go 38 miles per hour. Cost’s “only” about $28,500.
A holiday celebration needs a nice bottle of red wine. While there are many fine bottles of wine out there, there’s a good reason why the 1982 Chateau Lafite Rothschild, Pauillac, Bordeaux remains a true classic. Dry, medium-full bodied, intense crimson to garnet red in color, it has a beautiful blend of flavor notes of ripe fruits, bubbled cream and liquorice – for $32,720 for 300 cl. (Berry, Bros. & Rudd).
Finally, if you want to see your little one in something more than a plastic car or tricycle, how about the 3/5th’s size replica of a Blanc Chateau 1936 BMW! It’s handmade in France, and is perfect for little “lords and ladies” – for approximately $19,650.
While these are the extremes, some of you may still be getting an expensive gift or two this year, such as a precious piece of jewelry, a pricey watch, a big TV or the latest Apple product.
Getting lavish gifts is very exciting, but what happens if you get burglarized, or your house gets damaged or destroyed?
If something happens and you’re not insured – it becomes truly nerve-wracking, since, unfortunately, all of your gifts will not necessarily be covered under your homeowner’s policy. There may be limitations on the amount of insurance provided by your policy, especially for expensive gifts, so it’s paramount that you make sure you have insurance coverage on ‘big ticket’ items.
Items such as personal computers, expensive electronics, silverware, guns, furs, stamp or coin collections, fine art and jewelry may have limitations on the types of loss, theft or damage for which they are covered.
Consider personal property endorsements and floaters – unlike with standard homeowner’s policy, you can specify higher amounts. With a personal articles floater, your jewelry, for instance, can be covered at full value, with no deductible, based on current appraisal or the bill of sale. Floaters cover other instances of loss, too, such as losing your necklace or your watch during travel.
Also, items stolen from your car are not covered by the regular auto insurance policy, but may be covered, subject to a deductible, under your homeowner’s or renter’s policy.
‘Tis the season to be merry and to celebrate, so this holiday season enjoy your gifts with peace of mind – by taking steps to get yourself and your possessions covered!
When searching for reliable insurance agencies Lancaster PA – trust Ross Insurance Agency for all of your property insurance, car insurance, and personal insurance needs.
Contact Ross Insurance Agency today to see how we can tailor the policy you need!